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Know Your Customer

Customer Due Diligence & Beneficial Ownership Policy

CDD Rule compliance: legal-entity beneficial ownership, control prong, and customer risk profiling.

Section outline

The structure examiners expect to see. Full drafted language with citations is generated inside PliOS for your institution type, products, and jurisdictions.

  1. 1.PURPOSE

  2. 2.THE FOUR CDD PILLARS

  3. 3.BENEFICIAL OWNERSHIP — LEGAL ENTITY CUSTOMERS

  4. 4.EXCLUSIONS

  5. 5.CUSTOMER RISK PROFILE

  6. 6.ONGOING MONITORING AND UPDATES

  7. 7.RECORDKEEPING

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This outline is educational and does not constitute legal advice. Policies must be tailored to your institution and reviewed by qualified compliance counsel before adoption.

More in Know Your Customer

Know Your Customer (KYC) / Customer Identification Program (CIP) Policy

CIP and KYC procedures including identity verification, risk tiering, and EDD.

Enhanced Due Diligence (EDD) Policy

Triggers, source-of-funds and source-of-wealth standards, and senior-management approval flows for higher-risk customers.

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