Get licensed. Stay licensed. Pass exams. Govern your program.
AI-powered compliance for crypto, fintech, banks, trusts, and MSBs, with examiner-grade risk assessments, policies, and exam readiness in one place.
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Free gap assessment · No credit card required · Takes ~15 minutes
↑ Live demo. Switch institution type above to see how PliOS adapts.
Whether you're getting your first license, maintaining an existing program, preparing for an exam, or building your governance framework. PliOS is built for you.
You didn't become a financial institution to spend half your week on regulatory paperwork.
Most institutions build their compliance program reactively, after a banking partner questionnaire or a regulator comes knocking. Our gap assessment maps exactly where you stand against your obligations before anyone asks.
When regulators schedule an exam, teams scramble to locate policies, chase down evidence, and refresh outdated risk assessments under pressure. PliOS keeps your Risk Assessments, remediation tracker, document repository, and exam responses ready year-round.
Nasdaq BWise, MetricStream, and ComplyAdvantage are built for institutions with $500K+ budgets. PliOS gives a lean compliance team the same operating system at a price that makes sense.
From getting your first license to governing a mature program, PliOS covers the full compliance lifecycle with purpose-built tools at each stage.
Scores, risk assessments, deadlines, policies, findings, and vendor reviews are all visible from one dashboard. No more spreadsheets. No more scrambling.
Every tool you need to build, manage, and defend your compliance program, from your first gap assessment to examiner-grade risk assessments, built by practitioners who've sat across from regulators.
Regulatory coverage
PliOS is built by former OCC bank examiners and institutional compliance professionals who have reviewed, written, and enforced the regulations your institution must comply with. The question logic, scoring rubrics, regulatory citations, and policy templates reflect real examination experience, not generic compliance advice.
No hidden fees. No per-seat pricing. Free gap assessment to get started.
Not at all. PliOS serves any US financial institution: crypto exchanges, fintechs, MSBs, community banks, trust companies, RIAs, and companies working toward financial licensing. The core compliance challenges (BSA/AML, formal risk assessments, KYC, exam readiness, vendor risk) are largely the same across institution types.
Yes. This is one of the most common use cases. Our Gap Assessment and Licensing Roadmap are designed specifically for companies preparing for their first regulatory submission, banking relationship questionnaire, or licensing application.
FinCEN BSA/AML (31 CFR 1022), OFAC sanctions programs, FinCEN Travel Rule, state money transmitter licensing (all 50 states), NYDFS BitLicense, OCC examination requirements, FDIC compliance frameworks, NCUA guidance, MiCA (EU), and FATF Recommendations.
Chainalysis monitors blockchain transactions. Vanta automates SOC 2 compliance. PliOS is a compliance program management platform that covers your BSA/AML policies, examiner-grade risk assessments, KYC procedures, licensing deadlines, exam remediation, and board reporting in one place.
The free gap assessment is a fast, AI-guided program health check scored across broad compliance categories, ideal for onboarding and your first roadmap. Risk Assessments are the formal, documented assessments regulators expect: Inherent Risk profiling, control effectiveness (Yes / Partial / No / N/A) with evidence attachments, and a Residual Risk rating using the standard examiner formula, scoped to the risk domains relevant to your institution.
No. PliOS is a compliance management tool, not legal advice. We help you organize, track, and operationalize your compliance program. You should still work with qualified attorneys for jurisdiction-specific legal guidance.
Yes. All policies can be exported as PDF or Word documents. Gap assessment results, risk assessment PDF reports, board reports, and exam findings are fully exportable. Your data is never locked in.
Run your free gap assessment in 15 minutes. Get a personalized compliance score, gap analysis, and prioritized roadmap, instantly. No credit card required.
Run My Free AssessmentFor crypto exchanges · fintechs · MSBs · community banks · trust companies · RIAs · and more