OCCGeneralAugust 27, 2026

OCC Revises Enforcement Action and MRA Policies and Procedures

The OCC has released updated internal policy manuals governing how bank enforcement actions and Matters Requiring Attention (MRAs) are issued and managed. These revisions signal a shift toward greater consistency and transparency in how the OCC responds to supervisory findings, which is directly relevant to banks and trust companies navigating crypto, BSA/AML, and fintech-related examination findings. Compliance officers should review the updated PPMs to anticipate examiner expectations.

What to do

Obtain and review the revised PPM 5310-3 and PPM 5400-11 to understand updated OCC standards for enforcement actions and MRAs, and brief senior management and the board on any changes that affect your institution's examination posture.

Who this affects

Bank / Credit UnionTrust Company

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Source

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This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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