OCCGeneralJune 2, 2026

OCC Bulletin: 'Reputation Risk' Removed from 15 Interagency Guidance Documents

The OCC, FDIC, and Federal Reserve have reissued 15 interagency guidance documents with all references to reputation risk removed, following a regulatory deregulation initiative. For crypto and fintech compliance officers, this shift may reduce the justification banks have used to restrict or terminate accounts for digital asset businesses based on perceived reputational concerns.

What to do

Review your institution's or banking partners' compliance policies to determine whether reputation risk was cited as a basis for any account restrictions, and document this regulatory development in your vendor or banking relationship files.

Who this affects

Bank / Credit UnionCrypto ExchangeMoney Services BusinessCrypto CustodianFintech / Neobank

Does this affect your program?

Pick your institution type for an instant read on whether you're in scope — then see exactly which sections of your own policies this changes.

Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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