Federal ReserveGeneralJuly 13, 2026

Fed Holds Civil Money Penalties Flat for 2026

The Federal Reserve has confirmed that its civil money penalty amounts will not increase for 2026, consistent with the Federal Civil Penalties Inflation Adjustment Act framework. While this is a status-quo outcome, compliance officers should note the current CMP ceiling remains in force and unchanged — meaning the cost calculus for any BSA/AML or other regulatory violations stays the same as the prior year.

What to do

Update your internal penalty-risk register and any board-facing compliance materials to reflect that Fed CMP levels are unchanged for 2026, ensuring no stale figures are cited in risk assessments.

Who this affects

Bank / Credit UnionTrust CompanyFintech / Neobank

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Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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